Terms & Conditions
Welcome
These Terms and Conditions govern your use of my website and the services provided by Karen Rose Kobylka. By booking a session, purchasing a product, or using this site, you agree to the following terms:
Services
I provide spiritual life coaching, tarot readings, mediumship sessions, digital content, and courses for personal growth, insight, and empowerment. These services are not a substitute for medical, legal, or psychological advice.
Booking & Payments
– Full payment is required at the time of booking unless otherwise agreed.
– Cancellations require 24 hours’ notice to reschedule. No-shows or late cancellations may result in forfeiture of your session fee.
– Group events require a non-refundable deposit and advance planning.
Use of Content
All content (written, audio, video) on this site is the intellectual property of Karen Rose Kobylka and may not be reused, copied, or redistributed without written consent.
Community Conduct
I reserve the right to remove or block individuals who display disrespectful, harmful, or abusive behavior online or in session.
Code of Ethics
- All readings are strictly confidential. Information provided or shared during all readings is kept in confidence and remains completely private.
2. All readings are handled using sensitivity and utmost professionalism.
3. All readings are provided for entertainment and for personal wellness. Under no circumstances do readings replace or substitute for any financial, legal, medical, or psychological assessment, consultation, and treatment with a professional.
4. Readings booked can be rescheduled with a minimum of 24 hours notice before the scheduled reading appointment time.
Online Courses
All purchases are final. We do not refund, transfer, or defer any courses, classes, or workshops. All courses, workshops and classes must be completed as purchased and specified. Karen Rose Kobylka reserves the right to cancel a course within 21-days in advance of the program date.
Disclaimer
Readings and sittings are a form of experiment. No claims are made, and results cannot be guaranteed. Karen Rose Kobylka is not a fortune teller. Her aim is to try and give evidence of survival of loved ones in the spirit world. Spirit may include a glimpse of the recipient’s life or a situation of the individual(s) at this particular time. Any life choices you make must be your own as you take full responsibility for your own life path. Karen Rose Kobylka would advise you not to book a sitting if you are aware of any medical or psychiatric condition which may affect your interpretation of the sitting or reading. Please understand there is no guarantee of who will come through to communicate.
Copyright Notice
All content included in or made available by any Karen Rose Kobylka and through www.karenrosekobylka.com including text, images, graphics, logos, digital downloads, and audio clips is the property of Karen Rose Kobylka and is protected by Canadian and international copyright laws. Trademarks, logos, and names contained within this site are trademarks of Karen Rose Kobylka and may not be used in connection with any product or service, nor used in any manner that disparages or discredits Karen Rose Kobylka.
Refund Policy
All sales are final. No refunds will be issued for any services, including but not limited to spiritual readings, coaching sessions, or mediumship.
Digital products such as downloadable files, books, and online courses are also non-refundable and non-transferable. Courses must be completed as purchased and may not be exchanged or altered after purchase.
Disclaimer of Warranties
The information and products on this website are provided “as is” and “as available”. Karen Rose Kobylka makes no representations or warranties of any kind, expressed or implied, as to the operation of Karen Rose Kobylka services or the information, content, materials, products including downloaded files or other services included on or otherwise made available to you through karenrosekobylka.com, unless otherwise specified in writing.
You expressly agree that use of the karenrosekobylka.com website is at your sole risk. Karen Rose Kobylka does not warrant that services, content, material, products, including downloaded files, or other services made available to you through karenrosekobylka.com or electronic communications sent from Karen Rose Kobylka are free from viruses or other harmful components.
Karen Rose Kobylka disclaims all responsibility for any loss, injury, claim, liability or damage of any kind resulting from, arising out of or any way related to (a) any errors or omissions from this site and its content, including but not limited to technical inaccuracies and typographical errors, (b) any third-party websites or content therein directly or indirectly accessed through links in this site, including but not limited to any errors in or omissions therefrom, the unavailability of this site or any portion thereof, (d) your use of this site, or (e) your use of services, equipment, products and software in connection with this site.
The material and information on our website is provided solely for entertainment or promotional purposes. Changes are made periodically to Karen Rose Kobylka documents including general information and information on events and schedules, and these changes may or may not be reflected in the materials or information present on the karenrosekobylka.com website. Additionally, because the website is frequently under development, materials and information may be deleted, modified, or moved to a different part of the website by us and without notice.